What You Really Need to Secure a Business Loan


What is the secret for receiving an approval for a Business Loan? There are 5 critical characteristics a lender takes into consideration…

What You Need to Know About Credit


For the past 5 years, we have been assisting clients in starting, sustaining, and/or expanding their business. During this time, the number…

Business Planning


As a business consultant, the first skill that I learned when I first began working in the industry is how to develop a business plan. I…

Loans for New and Existing Businesses


The subject of our first article was about the 5 C’s of Credit (Character, Capital, Capacity, Collateral, and Conditions). In addition to…

Government Contracting Basics


Are you currently bidding on contracts or maybe you would like to get into the game of bidding on contracts? Below are several reasons for…

What to Expect in 2013:


As 2012 passes us by and 2013 becomes reality, Business Owners are wondering what changes will take effect be in 2013 compared to 2012. Our…

The SBA Women Owned Small Business (WOSB) Contracting Program.


WWW.SBCLENDING.COM Last year, I wrote about the basics of contracting and the 2 main Federal Certifications available to Small Businesses,…

The SBA 8A Certification


WHY OBTAIN THE 8A CERTIFICATION??? In our last article, I spoke about the 2 main reasons why a Women Owned Business should become…

How to Obtain a FREE DUNS Number.


If any of you have tried obtaining any Federal Certification, you are already aware that the first step is to obtain a DUNS number. It is…

Computing Personal Net Worth for the 8a Certification.


The 8a Certifications, like all other Certifications have guidelines and rules. The 8a Certification is by far the most difficult of…

The 8(a) Social Disadvantage Eligibility Explained


One important requirement  of the 8(a) Certification is that you meet not only the Economic definition of disadvantage but also the Social…

The SBA’s Narrative Statement of Social Disadvantage.


    The SBA requires all applicant to complete a Narrative of Social disadvantage. In this article, I will be discussing the…